UMass Boston

If you have enrolled in a health plan with GIC, you will also gain $5,000 of basic life insurance coverage. Life insurance is administered by GIC and the carrier is The Hartford. UMass Boston covers 75% of your Basic Life Insurance premiums. Employees are responsible for the remaining 25%, which is deducted biweekly from your paycheck on a pre-tax basis.

You may purchase additional optional group term life insurance (for employee only) at low-cost group rates. You may enroll in up to 8 times your annual salary without medical evidence of insurability as a new hire. If you enroll at a later date, you will need to prove medical evidence of insurability (unless you have a qualifying event due to a marriage, birth, divorce or death, supported by documented proof within 60 days of change).

Eligible employees may enroll for coverage upon hire into a benefited position with coverage, effective the first day of the month following 60 days of covered employment.

Applications for Optional Term Life Insurance requested after initial employment are reviewed based on a medical evidence of insurability information and may be denied on that basis. The premiums (based on amount of coverage, an employee's age and if the employee is a smoker or non-smoker) appear in the GIC Benefit Decision Guide.

To apply, please login to your MyGICLink account.

Members of the Massachusetts Optional Retirement Program are provided a life insurance policy as part of that benefit.